Term deposit

We also offer deposit accounts for 3, 4 and 5 years with an interest rate of 4% p.a., with which you will receive more bonus points, depending on the length of commitment.

Upon making a deposit, we will top up your MAGNUS club account with bonus points, the number of which depends on the amount of your deposit and length of commitment (e.g. in the case of a deposit of EUR 10 000,- for one year, you will get
4 000 bonus points to purchase selected benefits, i.e. 1 bonus point = 1 cent).

There is zero maintenance fee for the deposit account, and the bank charges no entry or exit fee.

Extra bonuses

Offers for MAGNUS club members are at a much better price than the standard bank price.  Therefore the value of extra interest as bonus points is also higher than its value in euros. If you wish to increase the number of bonus points, and thus have more advantageous interest, we offer this opportunity as well.

As for a term deposit of 1 year, you can increase your extra interest rate up to 0.45 % p. a. at the basic interest rate of 3.2 % p. a.; e.g. in the case of a deposit of EUR 10,000 for one year you can gain 4,500 bonus points at the basic interest rate of 3.2 % p. a.  As a result, you will receive 1 500 bonus points more than you would receive at the interest rate of 3.4 % p. a.
 
As for a term deposit of 2 years, you can increase your extra interest rate up to 0.50 % (0.25 % p. a.) at the basic interest rate of 3.8 % p. a.


You can download the catalogue in pdf format here (the version valid as of 1 December 2011).


Moreover, you will get the following complementary benefits:

MAGNUS club member card
- can be used for purchasing selected benefits for bonus points, and for collecting more bonus points,
- upon request we will activate it as a credit card with unique parameters not to be found in any other bank,
- you can use it as a credit card throughout your deposit term, with unlimited validity of bonus points on the club card

Current account
- enables more comfortable opening and prolongation of a deposit account,
- its opening and keeping is free of charge 

The ePortal and TeleBanking services
- free-of-charge account operation by means of ePortál and TeleBanking services enables the client to easily enter transactions, prolongations, account and deposit overviews, the browsing and selection of MAGNUS club benefits, and many other services.

The deposit account keeping is free-of-charge, and the bank does not charge any entry or exit fee.
 

TIME DEPOSIT FROM EUR 3,000

Increase the interest on your finances, starting with a minimum investment of EUR 3,000, by making a time deposit of 1, 2, 3, 4, or 5 years. The offer applies exclusively to clients with a time deposit with a minimum sum of EUR 10,000.

How does it work?

- Please call our freephone J&T BANKA KOMFORT service line at 0800 900 500, or e-mail info@jt-banka.sk.
- You will be contacted by our customer advisor to arrange a personal meeting.
- You will enter into a contract with J&T BANKA.
- You will receive the contract documentation.
- You will credit money to your current account automatically opened for you.
- Upon crediting funds to the J&T BANKA account, we will send you a club card.
- The J&T BANKA club card will give you the opportunity to use the benefits of the exclusive J&T BANKA MAGNUS club.

If you are interested in further information, please contact us on the freephone J&T BANKA KOMFORT service line at 0800 900 500.

Deposits in J&T BANKA are protected by the deposit protection system of the Czech Republic up to EUR 100,000.